Prudential Financial Assessments

Prepare for the Prudential Financial recruitment process with tailor-made practice materials.

Careers at Prudential Financial

Prudential Financial is the largest insurance company in the US, with offices providing financial services in 43 countries around the world.

Alongside insurance, Prudential Financial also helps clients with pensions, investments, mutual funds and asset management, with a strong sense of community building and social responsibility that came from their foundation as the Widows and Orphans Society in 1875, selling burial insurance.

Applicants can seek roles in a variety of job areas, including:

  • Actuarial
  • Finance and Accounting
  • Operations
  • Sales
  • Corporate Management
  • Product Management
  • Investment Management
  • Technology
  • Marketing and Communication
  • Data Science and Analytics
  • Project Management, Transformation and Strategy

There are also opportunities for summer internship and graduate placements as well as roles for experienced professionals.

Prudential believes in finding a good work-life balance for employees, focusing on progressive policies like support for adult and child care, paid time off and leaves of absence, as well as flexible alternative working arrangements.

They also provide employees with a competitive salary and benefits that are designed to improve physical and mental wellbeing, with financial support as well as health coverage.

Prudential Financial Application Process

All available roles at Prudential Financial can be found on their careers site, which also has useful information about the application process and what they are looking for in new employees.

You can search the available jobs using location or keyword, but if there is not a role available, you can join the Talent Community to hear when your preferred position comes up.

Prudential Financial Online Application

When you have found the perfect role, the job description will give you all the information you need to create the perfect application.

You will be asked to submit a well-considered, tailored resume. Using the details about qualifications and critical skills that you can find in the description, highlight your relevant competencies and educational achievements to demonstrate that you are the best candidate.

As part of your online application, you are likely to be required to complete a short questionnaire. This will include things like your contact details, specific questions about your relevant experience, and sometimes questions about why you want to work for Prudential Financial.

Once you have submitted your application, you need to keep an eye on the email that you have provided, as that is where you will receive updates about the status of your application.

Prudential Financial Aptitude Tests

Online assessments are used to help the recruitment team narrow down a large candidate pool, giving recruiters unbiased and quantifiable data about the competencies and skills that each candidate has.

Not all roles will require online assessments to be completed as part of the application process, but you will be invited to take the test at home in your own time via an email link if you need to.

Prudential Financial Numerical Reasoning Test

A numerical reasoning test is an assessment that uses numerical data to see how confident a candidate is in using that data to form logical conclusions.

Each question is structured with a graph or table containing numerical data, usually related to the job role. You will be expected to complete a basic mathematical operation to answer the question provided, choosing from multiple choice options.

Although there are math questions in the assessment, the content is based on high school level knowledge - it is more about the way you read and understand numerical data, and your confidence in manipulating it to get the answers that you need.

Practicing using basic operations (addition, subtraction, multiplication, and division) as well as getting your head around using fractions, decimals and ratios is a good way to make sure you can ace the test.

Prudential Financial Personality Test

Many businesses use personality tests to assess candidates on their work behaviors, how they deal with conflict, and to see what motivates them.

This is important not only to make sure that an applicant is suitable for the advertised role but also to ensure that they will fit into the company culture.

Personality tests tend to be structured as a series of statements, and you will need to rate them based on how much you think they match your personality and behavior. Most personality tests are straightforward to answer, and they usually do not have a time limit so you can take your time when you are deciding on a rating for each statement.

There are no right or wrong answers to a personality test, but your answers will be compared to a candidate profile that is based on what the recruitment team wants from a new employee. To perform your best in this type of test, you need to answer honestly but bear in mind the competencies and skills that are listed in the job description so you can match those where possible.

Prudential Financial Interviews

There are three different types of interview that you might face, and depending on the role you might be expected to complete all three.

The first type is the video interview. Via an online platform, you will be presented with a series of up to seven pre-recorded questions, and you are expected to video yourself answering them. You will have a short amount of preparation time, and you will need to complete your answer within two minutes.

The questions in the video interview are based on your experience and motivation, and you will need to provide examples from your work or educational history to demonstrate your competencies.

The second type of interview is a telephone interview. This is a direct conversation where you can expect to answer questions about your resume, why you have applied to Prudential Financial, and what your future aspirations are. This is also a great time to ask your own questions and demonstrate that you have done your research about the position, the business, and the wider financial industry.

The third interview type is the traditional face-to-face - this takes place in the local office and may include members of the recruitment team, the management of the area you have applied to, and other employees that might be your colleagues in the future. This interview consists of motivational questions, asks for examples of your experience, and you might be asked to complete a task or a case study during the meeting.

If you are successful, you will receive an offer letter and have to complete background screening before you can accept your new position.

Sample Prudential Financial Assessments question Test your knowledge!

Score: /5

A life insurance policyholder has to choose between two settlement options for their $500,000 policy: receive a lump sum or get $40,000 annually for life. If the policyholder expects to live for another 15 years, which option will give them more money in total?

  • Lump sum
  • Annual payments
  • Both are equal
  • Cannot be determined without knowing the policyholder's age

An insurance policy has a yearly premium of $1200. If a customer prefers to pay monthly, there is a 3% service charge on each payment. How much will the customer pay in total for a year?

  • $1243.20
  • $1443.60
  • $1483.20
  • $1483.60

A financial institution invests $10,000 in a bond paying 5% interest annually. If the inflation rate is 2% per year, what is the real interest rate of the bond?

  • 2% real interest rate
  • 3% real interest rate
  • 5% real interest rate
  • 7% real interest rate

During the fiscal year, a company paid dividends of $2.50 per share. If an investor owns 600 shares, what is the total annual dividend income received from these shares?

  • $1,500
  • $1,200
  • $15,000
  • $2,500

If the gross profit on an investment is $850, and the operational costs related to this investment are 30%, what is the net profit?

  • $255
  • $595
  • $600
  • $850

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Prudential Financial Assessments Tips

Understand the Format

Familiarize yourself with the types of questions and format of the Prudential Financial exams to be more comfortable on the test day.

Practice Time Management

Many tests are time-bound, so learning to pace yourself is key to completing all the questions.

Review Financial Concepts

Brush up on key financial principles and current financial news, which may be pertinent to the job role.

Take Advantage of Fintest

Good news! You can take free practice tests of these types right here on Fintest to boost your confidence and performance.

Relax and Stay Positive

A calm mind often performs better, so make sure to get a good night's sleep before the exam and maintain a positive attitude.

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Prudential Financial Assessments FAQs

What are the Prudential Financial tests?

Prudential Financial uses a variety of hiring tests, primarily focused on assessing candidates' aptitude in fields relevant to financial services, including numerical and verbal reasoning, and sometimes personality assessments to understand candidate suitability.

Are the Prudential Financial tests hard?

While the level of difficulty is subjective, Prudential Financial's tests are designed to adequately challenge applicants, ensuring that those who succeed have the skills necessary for a career in the financial sector.

How do I prepare for Prudential Financial tests?

Preparation is key. Practicing with similar tests to those used by Prudential Financial can significantly enhance your chances. Here at Fintest, we offer a broad range of practice tests designed to help you prepare effectively.

How long does the recruitment process take at Prudential Financial?

The Prudential Financial recruitment process varies by position and individual circumstances, but it generally encompasses several stages including online tests, interviews, and sometimes assessment centers, potentially taking a few weeks to several months.

What are Prudential Financial's core values?

Prudential Financial's core values highlight a commitment to integrity, delivering excellence, understanding customer needs, and fostering an inclusive culture that empowers its employees to innovate and drive positive change.